The premise is simple.
If you have things of value you have insurance for them, right? But what you may not know is that insurance companies cannot pay you for what you can't prove you own. The fact is, insurance companies have to protect themselves from fraudulent claims, which in turn protects us from rising insurance premiums.
Help your insurer help you.
Without a thorough inventory to work from, your insurer's hands are tied. Unless proven otherwise, they are required to follow their preset compensation amounts for any given items you own regardless of their actual value.
Do you have enough insurance?
It may turn out that you don't. Most people only carry basic insurance coverage. But if you have high-end furntiure, valuable artwork or expensive electronics, you may need to get replacement coverage; it costs a bit more, but will insure that your items will be replaced at full value.
This is where we come in.
With a comprehensive home or business inventory, you'll not only get peace of mind from truly knowing what you own; you'll be able to decide whether or not you need additional insurance coverage. Our products and services can help you get that peace of mind.
We even offer a FREE INVENTORY KIT for your most basic needs. Remember, even a simple inventory is better than none!
Other Uses For Your Inventory:
Estate Planning - Your inventory can be a powerful adjunct to your will, allowing you to assign your assets as you wish.
Divorce Settlement - No one likes to consider the possibility, but it does exsit. Your inventory can help make that very difficult process much simpler.
Theft Recovery - We proudly support Operation Identification, a national effort to facilitate the return of stolen merchandise by marking one's property for identification by law enforcement. We can show you how to do it, or we can do it for you.
Moving - There is no better time to have a comprehensive list of your property! If you use a moving company, your inventory will prove invaluable if any of your items are damaged or missing. But without an inventory, how would you know?
